:root{--bg:#f6f7f9;--card:#ffffff;--ink:#1d2433;--muted:#5d6677;--line:#e2e5ea;--brand:#1f5fbf;--brand-ink:#ffffff;--warn-bg:#fff4d6;--warn-ink:#7a5300;--ok:#1e7a46}@media (prefers-color-scheme:dark){:root{--bg:#12151b;--card:#1b2029;--ink:#e8ebf0;--muted:#a2aab8;--line:#2c3340;--brand:#5b93ea;--brand-ink:#0c1424;--warn-bg:#3a2f12;--warn-ink:#f3d48a;--ok:#5fcf8f}}*{box-sizing:border-box}body,html{margin:0;background:var(--bg);color:var(--ink);font:16px/1.45 system-ui,-apple-system,Segoe UI,Roboto,sans-serif}.page{min-height:100vh;justify-content:center;padding:16px}.chat,.page{display:flex}.chat{width:100%;max-width:640px;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden;height:calc(100vh - 32px)}.chat.embedded{height:100vh;max-width:none;border-radius:0;border:0}.head{padding:14px 16px;border-bottom:1px solid var(--line)}.head strong{display:block}.head small{color:var(--muted)}.log{flex:1 1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:10px}.msg{max-width:85%;padding:10px 13px;border-radius:12px;white-space:pre-wrap}.msg.user{align-self:flex-end;background:var(--brand);color:var(--brand-ink)}.msg.assistant{align-self:flex-start;background:var(--bg)}.card{border:1px solid var(--line);border-radius:12px;padding:12px 14px}.card h4{margin:0 0 2px;font-size:15px}.card .price{font-size:22px;font-weight:700;margin:6px 0}.sub{color:var(--muted);font-size:13px}.badge{display:inline-block;font-size:11px;font-weight:700;padding:2px 7px;border-radius:999px;background:var(--warn-bg);color:var(--warn-ink);margin-left:6px;vertical-align:middle}.rec{border-left:3px solid var(--brand);padding:6px 10px}button{font:inherit;cursor:pointer;border-radius:10px;border:0}a.btn,button{padding:9px 14px;background:var(--brand);color:var(--brand-ink);font-weight:600}a.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;text-decoration:none;border-radius:10px}button.ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}button:disabled{opacity:.55;cursor:default}.composer{display:flex;gap:8px;padding:12px;border-top:1px solid var(--line)}.composer input{flex:1 1;min-width:0}input,select{font:inherit;padding:9px 11px;border-radius:10px;border:1px solid var(--line);background:var(--card);color:var(--ink);width:100%}.disclaimer{font-size:12px;color:var(--muted);padding:0 16px 10px}.modal-bg{position:fixed;inset:0;background:rgba(0,0,0,.45);display:flex;align-items:center;justify-content:center;padding:16px;z-index:10}.modal{background:var(--card);border-radius:14px;padding:18px;width:100%;max-width:440px;max-height:92vh;overflow-y:auto;display:grid;grid-gap:10px;gap:10px}.row2{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px;gap:8px}.consent{display:flex;gap:8px;align-items:flex-start;font-size:12px;color:var(--muted)}.consent input{width:auto;margin-top:3px}.error{color:#c0392b;font-size:14px}.success{color:var(--ok);font-weight:600}.admin-wrap,.portal{max-width:860px;margin:0 auto;padding:16px;display:grid;grid-gap:14px;gap:14px}.admin-head h1,.portal-head h1{margin:0;font-size:22px}.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.panel{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px;display:grid;grid-gap:10px;gap:10px;margin-bottom:14px}.person{display:grid;grid-template-columns:90px 1fr;grid-gap:8px;gap:8px;align-items:center}.person .consent,.person button{grid-column:1/-1}.chips{display:flex;gap:6px;flex-wrap:wrap;align-items:center}.chip{background:transparent;color:var(--ink);border:1px solid var(--line);padding:5px 10px;font-weight:500}.chip.on{background:var(--brand);color:var(--brand-ink);border-color:var(--brand)}.notice{background:var(--warn-bg);color:var(--warn-ink);padding:8px 10px;border-radius:10px;font-size:14px}.links{gap:12px;font-size:14px;margin:6px 0}.actions,.links{display:flex;flex-wrap:wrap}.actions{gap:8px;align-items:center;margin-top:8px}.compare{display:grid;grid-gap:10px;gap:10px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.note{white-space:pre-wrap;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:10px;font:13px/1.45 ui-monospace,Menlo,monospace;overflow-x:auto}.admin-box{width:100%;max-width:360px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px;display:grid;grid-gap:10px;gap:10px;align-self:center}.admin-box h1{margin:0;font-size:20px}.admin-head{display:flex;justify-content:space-between;align-items:center}.admin-search{display:flex;gap:8px}.cards{display:grid;grid-gap:10px;gap:10px}@media print{.no-print{display:none!important}body{background:#fff;color:#000}.note.summary{border:0;font-size:14px}}.disc{max-width:1180px;margin:0 auto;padding:16px;display:grid;grid-gap:14px;gap:14px}.disc-head{justify-content:space-between;align-items:center;gap:10px}.disc-actions,.disc-head{display:flex;flex-wrap:wrap}.disc-actions{gap:8px}.dots{display:flex;gap:6px}.dot{height:6px;flex:1 1;border-radius:999px;background:var(--line);transition:background .3s}.dot.done,.dot.on{background:var(--brand)}.dot.on{opacity:.6}.disc-grid{display:grid;grid-gap:16px;gap:16px;grid-template-columns:1fr;align-items:start}@media (min-width:900px){.disc-grid{grid-template-columns:1.25fr 1fr}.disc-live{position:-webkit-sticky;position:sticky;top:16px}}.qcard{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;display:grid;grid-gap:16px;gap:16px;animation:slideIn .35s ease both}.qcard h2{margin:0;font-size:clamp(22px,3.2vw,30px);line-height:1.2}.qcard h3{margin:6px 0 0;font-size:17px}.qcard label{display:grid;grid-gap:6px;gap:6px;font-size:14px;color:var(--muted)}.qcard textarea{font:inherit;padding:9px 11px;border-radius:10px;border:1px solid var(--line);background:var(--card);color:var(--ink);width:100%;resize:vertical}.stack{display:grid;grid-gap:14px;gap:14px}.money{display:flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:12px;padding:0 12px;background:var(--card)}.money span{color:var(--muted);font-size:20px}.money input{border:0;background:transparent;font-size:22px;font-weight:700;padding:10px 0;outline:none}.qcard .big .money input{font-size:34px}.stepper{display:flex;align-items:center;gap:14px;font-size:18px}.stepper strong{min-width:24px;text-align:center;font-size:24px}.chips.wrap{display:flex;flex-wrap:wrap;gap:8px}.chip.big{font-size:15px;padding:10px 14px;text-align:left}.tip{border:1px dashed var(--brand);border-radius:10px;padding:8px 12px;font-size:14px;color:var(--muted)}.nav{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}.disc-live{display:grid;grid-gap:12px;gap:12px}.disc-live h3{margin:0;font-size:16px}.live-card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px;display:grid;grid-gap:6px;gap:6px}.live-card.ghosted{border-style:dashed;opacity:.7}.live-card.pop{animation:pop .4s ease both}.bigNum{font-size:clamp(30px,4.5vw,44px);font-weight:800;letter-spacing:-.02em;line-height:1.1;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.bar{height:12px;background:var(--warn-bg);overflow:hidden}.bar,.bar .fill{border-radius:999px}.bar .fill{height:100%;background:var(--ok);transition:width .6s ease}.gap{color:#c0392b;font-weight:700;font-size:18px}.months{display:grid;grid-template-columns:repeat(12,1fr);grid-gap:4px;gap:4px}.months .m{height:16px;border-radius:4px;background:var(--line)}.months .m.on{background:var(--ok)}.insight{border-radius:10px;padding:10px 12px;font-size:15px;animation:slideIn .4s ease both}.insight.alert{background:var(--warn-bg);color:var(--warn-ink);border-left:4px solid #e0a100}.insight.info{border-left:4px solid var(--brand)}.budget{display:grid;grid-gap:8px;gap:8px;background:var(--bg);border-radius:14px;padding:16px}.budget input[type=range]{padding:0;accent-color:var(--brand)}.recs{margin:0;padding-left:20px}.lead,.recs{display:grid;grid-gap:10px;gap:10px}.lead{border-top:1px solid var(--line);padding-top:14px}@keyframes slideIn{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}@keyframes pop{0%{opacity:0;transform:scale(.97)}to{opacity:1;transform:none}}@media (prefers-reduced-motion:reduce){.insight,.live-card.pop,.qcard{animation:none}.bar .fill{transition:none}}.qcard label.consent{display:flex;align-items:flex-start;gap:8px}.disc{--risk-bg:#fdecea;--risk-line:#f3b8b2;--safe-bg:#e6f6ee;--safe-line:#a6dcc0;--gold:#a35f00;--gold-bg:#fff5dc}@media (prefers-color-scheme:dark){.disc{--navy:#8db4ff;--navy-ink:#0b1630;--risk:#ff8a7a;--risk-bg:#3a1a17;--risk-line:#6b2f29;--safe:#4fd696;--safe-bg:#12301f;--safe-line:#1f5a3a;--safe-ink:#06210f;--gold:#ffc65c;--gold-bg:#3a2c0d}}.disc-head strong,.disc-live h3,.qcard h2{color:var(--navy)}.dot.done,.dot.on{background:var(--safe)}.disc button:not(.ghost):not(.chip){background:var(--safe);color:var(--safe-ink);box-shadow:0 2px 0 rgba(0,0,0,.12)}.disc button:not(.ghost):not(.chip):hover:not(:disabled){filter:brightness(1.06)}.chip.on{background:var(--navy);color:var(--navy-ink);border-color:var(--navy)}.chip.big.on{background:var(--safe);color:var(--safe-ink);border-color:var(--safe)}.money:focus-within{border-color:var(--navy);box-shadow:0 0 0 3px color-mix(in srgb,var(--navy) 22%,transparent)}.disc-live>.live-card:first-of-type{border-color:var(--gold);background:var(--gold-bg)}.disc-live>.live-card:first-of-type .bigNum{color:var(--gold)}.live-card:has(.gap){border-color:var(--risk-line);background:var(--risk-bg)}.live-card:has(.gap) .bigNum{color:var(--risk)}.bar{background:var(--risk-line)}.bar .fill{background:var(--safe)}.gap{color:var(--risk);font-size:20px}.months .m{background:var(--risk-line)}.months .m.on{background:var(--safe)}.insight.alert{background:var(--risk-bg);color:var(--risk);border-left:4px solid var(--risk);font-weight:600}.insight.info{background:var(--bg);border-left:4px solid var(--navy)}.budget{background:var(--safe-bg);border:1px solid var(--safe-line)}.budget .bigNum{color:var(--safe)}.budget input[type=range]{accent-color:var(--safe)}.recs li.rec{border-left:4px solid var(--navy);border-radius:6px;padding:8px 12px;background:var(--bg)}.recs li.rec:first-child{border-left-color:var(--safe);background:var(--safe-bg)}.recs li.rec:first-child strong:after{content:"Prioridad 1";margin-left:8px;font-size:11px;font-weight:700;padding:2px 8px;border-radius:999px;background:var(--safe);color:var(--safe-ink);vertical-align:middle}.tip{border-color:var(--navy)}body:has(.disc){background:#fbf4e6;color-scheme:light}.disc,.disc *{color-scheme:light}.disc{--bg:#f6ecd8;--card:#fffdf8;--ink:#2b2a33;--muted:#6b6354;--line:#eadcc0;--brand:#14305f;--brand-ink:#ffffff;--navy:#14305f;--navy-ink:#ffffff;--risk:#b42318;--risk-bg:#fdeceb;--risk-line:#f1b9b2;--safe:#0b7a48;--safe-bg:#e7f5ec;--safe-line:#a9dbc0;--safe-ink:#ffffff;--gold:#8f5600;--gold-bg:#fff1cc;color:var(--ink)}@media (prefers-color-scheme:dark){body:has(.disc){background:#fbf4e6;color:#2b2a33}.disc{--bg:#f6ecd8;--card:#fffdf8;--ink:#2b2a33;--muted:#6b6354;--line:#eadcc0;--brand:#14305f;--brand-ink:#ffffff;--navy:#14305f;--navy-ink:#ffffff;--risk:#b42318;--risk-bg:#fdeceb;--risk-line:#f1b9b2;--safe:#0b7a48;--safe-bg:#e7f5ec;--safe-line:#a9dbc0;--safe-ink:#ffffff;--gold:#8f5600;--gold-bg:#fff1cc}}.disc .live-card,.disc .qcard{box-shadow:0 1px 2px rgba(120,90,30,.08),0 6px 18px rgba(120,90,30,.06)}.disc button.ghost{background:#fffdf8}html:has(.disc),html:has(.disc) body{background:#fbf4e6!important;color-scheme:light;min-height:100vh}.disc{min-height:100vh;min-height:0;align-content:start}html:has(.shell),html:has(.shell) body{background:#fbf4e6!important;color-scheme:light}.shell{--bg:#f6ecd8;--card:#fffdf8;--ink:#2b2a33;--muted:#6b6354;--line:#eadcc0;--brand:#14305f;--brand-ink:#ffffff;--navy:#14305f;--navy-ink:#ffffff;--risk:#b42318;--risk-bg:#fdeceb;--risk-line:#f1b9b2;--safe:#0b7a48;--safe-bg:#e7f5ec;--safe-line:#a9dbc0;--safe-ink:#ffffff;--gold:#8f5600;--gold-bg:#fff1cc;--warn-bg:#fff1cc;--warn-ink:#7a5300;color:var(--ink);min-height:100vh;display:grid;grid-template-columns:260px 1fr}.shell *{color-scheme:light}.shell-side{background:var(--navy);color:#fff;padding:18px 14px;display:flex;flex-direction:column;gap:18px;position:-webkit-sticky;position:sticky;top:0;height:100vh}.shell-brand{display:grid;grid-gap:2px;gap:2px;padding:4px 8px 10px;border-bottom:1px solid rgba(255,255,255,.18)}.shell-brand strong{font-size:16px}.shell-brand span{font-size:12px;opacity:.75}.shell-nav{display:grid;grid-gap:4px;gap:4px}.shell-nav a{color:#e9eefc;text-decoration:none;padding:10px 12px;border-radius:10px;font-weight:500}.shell-nav a:hover{background:rgba(255,255,255,.1)}.shell-nav a.on{background:#fff;color:var(--navy);font-weight:700}.shell-foot{margin-top:auto;display:grid;grid-gap:8px;gap:8px;font-size:13px}.shell-foot a{color:#cfe0ff}.shell-foot button.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}.shell-main{min-width:0}.shell-page{max-width:980px;margin:0 auto;padding:22px 18px 40px;display:grid;grid-gap:16px;gap:16px;align-content:start}.shell-page h1{font-size:26px}.shell-page .panel h3,.shell-page h1{margin:0;color:var(--navy)}.shell .panel{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px;display:grid;grid-gap:10px;gap:10px;margin:0;box-shadow:0 1px 2px rgba(120,90,30,.08),0 6px 18px rgba(120,90,30,.05)}.shell button:not(.ghost):not(.chip){background:var(--safe);color:var(--safe-ink)}.shell button.ghost{background:#fffdf8;color:var(--ink);border:1px solid var(--line)}.shell a.btn{background:var(--safe);color:var(--safe-ink);width:-moz-fit-content;width:fit-content}.kpis{grid-gap:12px;gap:12px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}.kpi,.kpis{display:grid}.kpi{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px 16px;grid-gap:2px;gap:2px;box-shadow:0 1px 2px rgba(120,90,30,.08)}.kpi span{color:var(--muted);font-size:13px}.kpi strong{font-size:34px;line-height:1.1;color:var(--navy);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.kpi small{color:var(--muted);font-size:12px}.kpi.good{background:var(--safe-bg);border-color:var(--safe-line)}.kpi.good strong{color:var(--safe)}.bars{display:grid;grid-template-columns:repeat(14,1fr);grid-gap:6px;gap:6px;align-items:end;height:140px}.bar-col{display:grid;grid-template-rows:1fr auto;height:100%;text-align:center;grid-gap:4px;gap:4px}.bar-col .bar-fill{align-self:end;background:var(--safe);border-radius:6px 6px 0 0;min-height:3px;transition:height .5s ease}.bar-col small{color:var(--muted);font-size:10px}.recent{list-style:none;margin:0;padding:0;display:grid;grid-gap:8px;gap:8px}.recent li{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap;border-bottom:1px dashed var(--line);padding-bottom:8px}.quick{display:grid;grid-gap:12px;gap:12px;grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}.quick-card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px 16px;display:grid;grid-gap:4px;gap:4px;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}.quick-card:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(120,90,30,.12)}.quick-card strong{color:var(--navy)}.quick-card span{color:var(--muted);font-size:14px}.steps{margin:0;padding-left:20px;display:grid;grid-gap:6px;gap:6px}.shell .admin-search input{background:var(--card)}.shell-chat .chat{height:calc(100vh - 220px);max-width:none}.shell .disc{padding-top:12px}@media (max-width:899px){.shell{grid-template-columns:1fr}.shell-side{position:static;height:auto;padding:12px;gap:10px}.shell-nav{display:flex;overflow-x:auto;gap:6px}.shell-nav a{white-space:nowrap}.shell-foot{margin-top:0;grid-template-columns:1fr auto;align-items:center}.shell{grid-template-columns:minmax(0,1fr);overflow-x:hidden}.shell-main,.shell-page,.shell-side{min-width:0;max-width:100vw}.shell-nav{max-width:100%}.shell-page{padding:16px}.bars{gap:3px}}